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Provides programs to build or improve housing and essential community facilities in rural areas.

Programs available

- Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally provides grants for health and safety repairs for those over 62.

- Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds also may be used to buy/improve land and to provide necessary facilities such as water and waste disposal systems. Rent assistance for rural residents.

- Community Facilities Programs: Loans, grants and loan guarantees for essential community facilities in rural areas. Priority to health care, education and public safety projects.

Provides programs to build or improve housing and essential community facilities in rural areas.

Programs available

- Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally provides grants for health and safety repairs for those over 62.

- Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds also may be used to buy/improve land and to provide necessary facilities such as water and waste disposal systems. Rent assistance for rural residents.

- Community Facilities Programs: Loans, grants and loan guarantees for essential community facilities in rural areas. Priority to health care, education and public safety projects.

Builds affordable homes for low-income individuals and families who demonstrate a housing need.

Critical Home Repair: Restoration and maintenance for safety and housing stability. Projects include interior or exterior work performed to alleviate critical health, life and safety issues or code violations.

Provides a wide range of health care and support services that enable individuals, from newborns to the elderly to receive care at home. Services include:

- Rehabilitation Therapy.

- Social Services.

- Home Health Aides.

Offers three types of housing rehabilitation loans, designed to help homeowners who are struggling to get repairs done on their own. The assistance is provided in the form of a forgivable loan to income qualifying applicants and is only available to City residents who own their own house.

- Emergency Assistance Program is open to property owners in any part of the City but is limited to a small number of eligible activities. The program can help with inoperable furnaces/boilers, water heaters, broken water lines or sewer laterals, non-compliant electrical weather heads, severely damaged roofs, and exterior accessibility issues for elderly and disabled persons. This program aims to provide help quickly.

- General Assistance Program exists to help property owners who live in any part of the City. Activities can include a wide range of things including repairs or replacement of principle fixtures and components, water and energy efficient improvements, repair or replacement of water lines or sewer laterals, and improvements to remedy barriers that restrict the mobility and accessibility of elderly or disabled persons. Common exterior items that qualify under this program are roofs, entryways, stairs, and porch repairs. Common interior items that qualify under this program include stairways, plumbing, electrical panels, and mechanical equipment.

- The Home Repair and Accessibility Program (HRAP) is designed to provide financial assistance to homeowners with housing rehabilitation needs. The assistance is provided in the form of a grant to qualified low-to-moderate income homeowners residing within the corporate limits of the City of Rock Island. This program assists income-eligible households with needed home repairs and/or accessibility modifications. Priority will be given to rehabilitation items addressing health and safety hazards and local code violations.

* Full Rehabilitation Projects:

- Income eligible households may utilize up to $50,000 of funds to repair their homes and remove health and safety hazards by replacing costly maintenance items.

* Accessibility Projects:

- Income eligible owner-occupied households with at least one senior or disabled resident, may utilize up to $50,000 of funds for accessibility modifications and removal of health and safety hazards by replacing costly maintenance items.

* Roof Only Projects:

- Income eligible households may utilize up to $25,000 to cover new/repairs for roofs, soffits, gutters, and downspouts. These homes must not have other major health and safety issues.

Provides ramps and other modifications to increase accessibility for disabled homeowners and renters. For minor home repairs services include repairing condemned furnaces, faulty wiring, or actively leaking roofs. Major home repairs provide funds in the form of forgivable deferred loans to correct health and safety code violations, including lead-based paint hazards for single-family dwelling units located in low-income census tracts. Get the Lead Out program and Health Home Production awards housing funds to qualified applicants to help cover the cost of lead hazard remediation. This program is available to owner-occupied homes and privately-owned rental properties.

Provides home improvement grants and/or low interest loans to repair deteriorated dwellings. Programs include:

- Minor Home Repair Program: provides grants and forgivable deferred payment loans to correct housing deficiencies of an immediate nature which threaten the health or safety of the occupant of the home or the structural integrity of the building.

- Home Accessibility Retrofit Program: provides grants or loans to eliminate barriers, modify the layout, or add structural accessories/improvements to the dwelling to make it more accessible for occupants with disabilities. May also be used to make "visibility" modification to dwelling units to allow immediate family members with disabilities to visit the subject property.

- Accessory Structure Demolition Program: provides grants or forgivable deferred loans for homeowners to demolish unsafe structures on their property.

- Residential Exterior Rehabilitation Program: provides a 50/50 matching grant or 0% interest loan to repair and bring up to code the living structure.

Provides programs to build or improve housing and essential community facilities in rural areas.

Programs available

- Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally provides grants for health and safety repairs for those over 62.

- Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds also may be used to buy/improve land and to provide necessary facilities such as water and waste disposal systems. Rent assistance for rural residents.

- Community Facilities Programs: Loans, grants and loan guarantees for essential community facilities in rural areas. Priority to health care, education and public safety projects.

Addresses critical repair needs of low-income homeowners. The program focuses on making necessary repairs, modifications and improvements to ensure homes are safe, energy-efficient and accessible. Funding programs may require a forgivable loan, an affordable repayment plan or sweat equity hours through volunteer work or advocacy.

Kinds of repairs the program assists with:

- Roof repairs and replacements.

- Plumbing and electrical repairs.

- Heating and cooling system repairs.

- Foundation and structural repairs.

- Window and door replacements.

- Installation of wheelchair ramps.

- Widening doorways for accessibility.

- Installation of grab bars and handrails.

- Bathroom modifications for easier use.

- Chair lifts for multilevel accessibility.

Provides a major rehabilitation deferred loan program, assistance up to $25,000 is available for major repair or renovation of homes which contain several code-related issues or are in need of significant rehabilitation (cosmetics do not qualify). A minor rehabilitation grant program, under this program a grant of up to $12,000 is provided for code-related repairs of an emergency nature which threatens the health or safety of the occupants of the home. An accessibility grant program that provides grant assistance to an income-eligible homeowner or renter of a single-family residence or up to a four-unit complex to eliminate physical barriers which inhibit the use of the dwelling unit by a person with disability. The maximum grant amount is $7,000.

Provides seniors and/or disabled individuals minor home improvements to help remove barriers that may affect their health and safety in their home (such as repair of non-working heating system, mobility ramp, etc.). Applicant must be the homeowner and live in the home.

Offers volunteer work with the community to provide housing for those in need. Services include build and sell decent, quality, affordable houses to families at a zero percent interest rate. Select families based on their level of need, willingness to partner with Habitat, and ability to repay a mortgage. Services may also provide home maintenance, budgeting, and financial educations classes free of charge to anyone in the community.

Provides programs to build or improve housing and essential community facilities in rural areas.

Programs available

- Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally provides grants for health and safety repairs for those over 62.

- Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds also may be used to buy/improve land and to provide necessary facilities such as water and waste disposal systems. Rent assistance for rural residents.

- Community Facilities Programs: Loans, grants and loan guarantees for essential community facilities in rural areas. Priority to health care, education and public safety projects.

Rehabilitates the houses of low-income homeowners (particularly the elderly, disabled, and families with children) so that they may continue to live in warmth, safety and independence. All work is provided free of charge to the homeowner. Referrals come from health and human service agencies, community and faith-based organizations, service groups, case managers, and individuals. The homeowners, if physically able, work with the volunteers in the spirit of neighbor helping neighbor. Home assessments determine a home's eligibility based on national and local criteria.

Repairs vary from painting and trash removal to minor repairs such as electrical or plumbing work. Smoke detectors and new locks may be installed. Home modifications and accessibility needs given priority. The repairs must be able to be completed in one day; no major structural repairs and no tree removal.

Helps provide critical housing repairs for low income households.

Provides minor home repairs or modifications to rehabilitate substandard homes with an emphasis on health and safety issues. Some typical repairs under this program include, but are not limited to plumbing and electrical upgrades, roof repairs, and new heating systems.

Provides programs to build or improve housing and essential community facilities in rural areas.

Programs available

- Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally provides grants for health and safety repairs for those over 62.

- Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds also may be used to buy/improve land and to provide necessary facilities such as water and waste disposal systems. Rent assistance for rural residents.

- Community Facilities Programs: Loans, grants and loan guarantees for essential community facilities in rural areas. Priority to health care, education and public safety projects.